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How Livable Will Your Neighborhood Be as You Age?
The AARP's new “livability index” grades communities on seven resource areas that aging Americans will need.
What is "livability" made of, exactly?
That is the elusive question that a new “livability index” from AARP wants to answer. The index allows you to punch in an address and find out how it scores, on a scale from 1 to 100, in seven different categories: housing, transportation, environment, health, engagement, opportunity, and the catchall “neighborhood” category, which encompasses proximity to services as well as personal safety. The site covers 200,000 communities around the country, and includes county- and state-level data as well.
It's a lot of fun to play with the tool. Click through to a given category and you'll find why a given address scores the way it does: My Brooklyn neighborhood, for instance, rates an impressive 83 on transportation (14 buses and trains per hour; estimated transportation costs of $5,324 per year compared to the U.S. median of $10,791), but only 37 on engagement (shamefully low voter turnout and few civic organizations). The apartment where I used to live in Portland, Maine, does well in the “housing” category (places to live are relatively affordable and abundant), but not so great in “environment” (there’s a heavily trafficked bridge close by). Sources for all the data are included, as well as explanations of the reasoning behind the rankings.
The index also allows you to customize your priorities. If, for instance, you value clean air and water over access to quality health care, you can weight “environment” more heavily and dial back the importance of “health.”
While the AARP index is designed to be of special use to people aged “50-plus,” as you might expect given the source, the researchers who put it together emphasize that it is useful for people of all ages who are trying to figure out where they want to live, either now or in the future. “When you plan for older adults, you plan for everyone,” says Jana Lynott, senior strategic policy adviser at the AARP Public Policy Institute.
The index also allows you to view policies that communities have in place that affect everything from housing affordability to access for people with disabilities.
Many of the categories measured by the index are of increasing concern to people who are aging—and the U.S. population as a whole is getting older, fast. By 2030, it is projected that 19 percent of Americans will be over 65, up from 12.4 percent in 2000.
The vast majority of those older Americans want to stay where they are after retirement, and AARP researchers hope the index will be a resource for cities and towns that want to examine how they can improve services for an aging population.
“The index will help communities become better,” says Dr. Rodney Harrell, director of livable communities at the AARP Public Policy Institute. “So people don’t have to move.”
Sunday, April 26 at 2:00pm
Sponsored by Re/Max South Coast
Each May we celebrate National Foster Care Month recognizing the compassionate work of people who serve as foster parents, relative caregivers, mentors, advocates, social workers, and volunteers.
All young people in foster care need a meaningful connection to caring adults who become a supportive and lasting presence in their lives. Foster, kinship and adoptive families, who open their homes and hearts and support children whose families are in crisis, play a vital role in helping children and families heal and reconnect thereby launching young people into successful adulthood.
This year, to help raise awareness of the important work foster parents do, Department of Human Services is partnering with the Egyptian Theatre in a special showing of the 1982 musical "Annie" on Sunday, April 26, at 2:00 p.m. Please forward this information to all your friends, family & neighbors who are welcome to join you in this wonderful historic theatre and support the work that foster parents do.
Tickets: Adults - $5 Seniors - $4 Children (12 & under) - $2.50
All proceeds that we receive will go to the DHS Certifier's Foster Parent Appreciation Fund
Dave Leniger, owner of RE/MAX gave me a "100% Award" at our National Conference in Las Vegas, March 2015. Proud to get honored by my company for my work in 2014 in our first year as RE/MAX South Coast!
I am so thankful to have Ariann Lyons, Robin Richards, and Patti Nichols working with us, would not be here without them. Teamwork!
Thanks to all our clients, friends, and colleagues for helping get us get here.
Please check out the information on "The Best Places to Invest in Real Estate in Oregon -- the website is: www.nerdwallet.com/blog/cities/economics/best-places-to-invest-in-real-estate-in-oregon/ .
Our very own, Bandon, Coquille, Lakeside, and North Bend are in the top 50% of 150+ towns listed in Oregon! Beating out almost all others on the Coast for the "Best Places to invest in Real Estate in Oregon!"
Wow! Let's hear it for Coos County!!'
MAJOR FHA CHANGE:
I just wanted to let you know about the change to FHA Loans on 1/26/15. They have reduced the Mortgage Insurance rate from 1.35% to .85%. It is a significant reduction for the payment. Once again, FHA has become feasible for BUYERS. IF the BUYER doesn't qualify for Rural Housing, because of income or credit, it is likely they would be able to get FHA with 3.5% down payment. And as you may know, FHA is good for Manufactured Housing Properties. Rural Housing will not finance Manufactured Housing under the Guarantee program that we, the lenders, have access to.
* Manufactured housing
* Lower than market rates
* More attractive MI
* More forgiving on Credit and Income
* Small Down Payment
* Liberal Gifting allowed
* Multiple Unit properties
* 2 years after Bankruptcy
* 3 years after most foreclosures or short sales.
Courtesy of: Pam Van Dolah, Mortgage Loan Officer
Umpqua Bank, 541-751-8139